Balance Due – Electronic Payment

As of October 1, 2025, the IRS no longer accepts paper checks for tax payments. All tax payments, including those for a balance due, must be made electronically in 2026. 

The IRS has transitioned to electronic payments to reduce fraud, cut costs, and increase efficiency, as mandated by a 2025 Executive Order. 

How to Pay Your Tax Balance in 2026

You have several electronic options for paying your tax balance: 

• IRS Direct Pay: This free service allows you to schedule payments directly from your checking or savings account without prior registration.
• Electronic Federal Tax Payment System (EFTPS): This free, secure service from the U.S. Treasury is an option for both individuals and businesses. Enrollment is required and takes about a week to process, so plan ahead.
• Debit or Credit Card/Digital Wallet: You can pay online, by phone, or through the IRS2Go app, though a third-party processor will charge a convenience fee.
• Electronic Funds Withdrawal: If you file your tax return electronically (through tax software or a tax professional), you can authorize an automatic withdrawal from your bank account at the time of filing. 
  • B2 Taxes, Inc. can take care of this. Along with your bank account information, we’ll need the date you approve for the withdrawal.

Exceptions

Limited exceptions may be available for individuals who do not have access to banking services or are in specific emergency situations. If you believe you qualify for an exception, contact the IRS directly for guidance.